閱讀理解。
EAT YOUR VEGETABLES. Wash your hands. Always say "please" and "thank you". We are full of advice
for our children, but when it comes to money, we often have little to say. As a result, our children may grow
up with clean hands and good manners, but without any idea how to manage their money.
Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1.000, invest (投資) it at 8% and add $100
every month, by the time she's 65, she would have $980,983!
Be careful of credit (信用). Credit cards can help you buy necessary things and build a credit history, but
they must be used responsibly, which means paying off your debt in time. Explain to your children that when
you buy something using a credit card, you can easily end up paying two or three times what you would have
paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give
him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it
for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. "For every dollar he or she agrees to save
and invest rather than spend, you agree to add another dollar to the pot," says Cathy Pareto, expert in money
planning.
Explain your values. Values and money are deeply intertwined, says Eileen Gallo, co-author of The
Financially Intelligent Parent. When your child demands that you buy something, explain why you really don't
want to buy it. "You might say, 'I'd rather save that money for your education,'" advises Gallo. Every time you
spend or don't spend money, you have a chance to share your values.
1. The writer gives some basics to help _____ in a proper way.
A. parents teach their children how to deal with money
B. children follow their parents' instructions
C. children manage their money
D. parents save their money
2. The writer thinks that, if a child wants to buy something, his parents should _____.
A. give him some regular pocket money
B. encourage him to put money away for it
C. explain to him the importance of investment
D. tell him to save some money by using a credit card
3. The underlined word "incentive" in paragraph 6 means _____.
A. honor
B. praise
C. excitement
D. encouragement
4. What leads the writer to write this article?
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C. He thinks money management the most important for children.
D. Parents care little about their children's management of money.
